Who We Are: We are a multi-faceted Credit Union firm serving and consulting with Credit Unions across the US for the last 30-years. Our success comes in part from knowing Credit Unions better than other providers. Through our programs we share the risk; and do not sit on the sidelines and merely cheer you on.


Compliance Counsel: We developed an outsourced compliance adviser/counsel option to provide counsel to Credit Unions on a day-to-day basis where the services are not based on an hourly fee; and access is unlimited. Since we work on a community concept of participating Credit Unions the risk is spread; and there is never the disincentive of hourly fees for calling/posing/submitting any covered matter. In most cases we are simply the alternative to in-house counsel.

CUPP: We developed “Credit Union Policies and Procedures” (the “CUPP system” Email us for the 26-page table of Contents to Assess the scope of these resources) to provide a pooled system for compliance resources where Credit Unions share the costs of participation. Through these resources we keep Credit Unions up to date on all federal laws, Regs and other government requirements.

Bankruptcy; Collections and Foreclosure: Bankruptcy, Collections and Foreclosure.  The litigation practice group of the firm is experienced in handling all aspects of the bankruptcy, collections and foreclosure processes.  In bankruptcy cases, we are available to object to plans, file proofs of claims, obtain reaffirmation agreements, dispute lien avoidance motions, attend meeting of creditors, and handle adversary proceedings.  Collections representation primarily involves claim and delivery (or replevin) matters, judgments on deficiency balances, overdrawn accounts and unpaid notes, and includes repayment settlements and Confessions of Judgments.  The foreclosure practice includes deeds in lieu, short sale negotiations, and Writs of Ejectment post-sale. 

Our staff has been on the staff of CMG, CUNA, ACUIA and other trade groups (including over 40 Leagues) over these 28-years; and have evolved a web-based series of training that covers Credit Unions’ required legal/compliance training as well as many hands-on practical areas based on our day-to-day interactions. See other content on this site for details.

Audit: We provide a range of compliance / legal audit options to help Credit Unions assess where they have weakness; and then direct the Credit Union on corrective action to put our Credit Unions into the best defensive position. Unlike competitors, our assessments are conducted by and under the direct supervision of lawyers; meet and exceed regulatory guidelines; and do so at a cost that is far less than what others charge.



September Webinars: - Sunday, September 14, 2014

September Webinars:

To Register:

Available Now On Request: Four Sessions Volunteers Duties and Legal Compliance Matters Every Volunteer Needs to Know and Understand -- 1 - hour; Bank Secrecy Act for Volunteers -- 30 Minutes; BSA for Non-BSA Officer Staff -- 1-hour; and BSA for Lending Staff -- 30-minutes.

September 18: What NCUA is Looking at Now -- What NCUA is Looking at Now – From Internal Controls to a Revamped Compliance Schedule based on CFPB Supervisory Manual.
Presenter: Todd Sherpy

September 19: Prepping for the Season of Joy, Fraud and Unauthorized Activity -- The Holidays are soon Upon Us – 12 Days of Christmas; Frauds and Unauthorized Activity; Credit Union rights and plans to reduce Holiday Losses. Presenter: Todd Sherpy

September 22: Important Merger Issues -- Mergers (1) Duties of Acquiring and Acquired Credit Unions, Management & Board; (2) Due Diligence; (3) Legal Issues; & (4) Documenting the Deal – Presenter: Todd Sherpy

October 1: Managing Compliance and Liability 2014 -- Todd Sherpy will prevent a practical summary of Credit Union, Management and Volunteer Liability; How to Assess Liability; and Tools to Ensure Protection for the Credit Union and all who serve the Credit Union.

October 13: Top NCUA General Counsel Letters: In this session we will go over what I feel are crucial letters from the NCUA General Counsel's Office that are useful either on a day-to-day basis or to have at hand (when needed). From Member Expulsion to Core Lending matters we will assess a number of these letters and what they tell us over the past 20-years.

October 22: Servicemembers Civil Relief Act: Overview and Update of SMCRA covering compliance obligations and day-to-day compliance obligations of the Credit Union.

October 22: CUPP Commercial Lending Resources -- Forms, Policies, Procedures and Other Items: This session will explain your CUPP Commercial Lending Resources – the lending forms options, policies, procedures, guides and other items housed in the CUPP Library to help you facilitate member business lending in compliance with NCUA Rule 723 – as well as practically.

October 30: Internal Controls, Independent Compliance Assessments -- Light the Night in Catherine's Memory Fundraiser: Light the Night for Catherine Event – “In Memory” For Your donation in Memory of Catherine’s Fight against LSS we will address: Internal Controls, Independent Compliance Assessments & Required Elements and Suggestions per CFPB, NCUA and Industry Standards to Protect YOU, Volunteers and the Credit Union.